Credit Risk Specialist (Loans & Derivatives)

POSITION DESCRIPTION:

To analyse counterparties, identify and quantify risk drivers in transaction structures, prepare credit memos, make recommendations and manage counterparty exposure.

-

Analyse credit risks in corporate loan and derivative trade requests in order to recommend accurate credit risk ratings and appropriate risk appetite
-

Assume primary role for loan transaction execution and presentation at credit committee, from deal inception to financial close
-

Liaise with clients and internal business units on credit requirements (assisting structuring new transactions), approvals and ongoing relationship management
-

Manage portfolio of corporate loan and derivative counterparties, including annual and quarterly reviews and adhoc waiver requests
-

Analyse economic and market events and their impact on the portfolio of counterparties managed
-

Follow up on timely receipt of financial information from all clients and prepare credit memos and reviews according to firm policy requirements
-

Ensure risk reporting systems contain timely and accurate information
-

Mentor and train team members

PERFORMANCE MEASURES:

-

Quality of credit analysis and decisions
-

Timeliness and efficiency of work performed
-

Effective relationship with CRM colleagues, other divisions and clients

SKILLS REQUIRED:

-

Extensive experience in credit analysis and financial forecasting, assigning ratings and sizing risk appetite
-

Familiar with financial markets, financing and risk mitigating structures
-

Product knowledge eg leveraged loans, swaps, FX, equities
-

Familiarity with legal documentation and risk issues, including LMA and bond documentation, ISDAs, CSAs, netting, and credit mitigating features.
-

Extensive working knowledge of computer applications, particularly Excel (financial modelling), Powerpoint and Word
-

Fluency in English plus one European language would be an advantage

ATTRIBUTES:

-

Good communication skills
-

Strong analytical skills
-

Independent decision-maker with ability to support conclusions
-

Strong written skills, concise report writing
-

Team oriented, flexible, diligent, self-motivated
-

Ability to work effectively with wide range of cultures/personal styles
-

Ability to work under pressure and to deadlines