Retail Banking SME - Risk Due Diligence

Retail Banking Specialist
Product - risk due diligence

Based Manchester with travel - day rate £500-£650

*Completion of conduct risk due diligence for Asset (1 x SME) and Liability (1 X SME) products
*Shaping and planning of the approach for all stages of this assessment and then execution of the plan
*Review and assessment of strategy, frameworks, processes and procedures
*Partner the Sales Process and Servicing/Complaints SMEs to ensure delivery of the third party sales file review across high risk products
*Conduct site visits to assess conduct risk
*Conduct workshops and one to ones with colleagues to assess conduct risk
*Quality assurance of peer SME approach and deliverables
*Update and final report writing
*Clear audit trail of the conduct risk assessment
*Flexible working across SME deliverables to meet conduct risk assessment needs

Competence/Skills/Experience Required

*Significant experience of retail banking products ideally across both Assets and Liabilities
*Strong knowledge of end to end retail banking product governance
*Experience of shaping retail banking product Terms and Conditions
*Strong knowledge and understanding of retail banking regulation including legal requirements for Terms and Conditions
*Experience of retail banking benchmarking and risk assessment
*Knowledge of all SME areas - including banking multi channel sales process, servicing/complaints and policy and procedures
*Strong in planning and shaping approach
*Excellent attention to detail and ability to make sound judgements in the face of limited information/ambiguity
*Highly collaborative with the ability to provide high support and high challenge
*Excellent written skills in writing polished, precise and insightful reports and updates
*Personal qualities - professional, articulate, highly flexible, hard working and delivery focussed

Randstad Financial & Professional encourage applications from individuals of all ages & backgrounds. Appointment will be made on merit alone but candidates must be able to demonstrate their ability to work in the UK. Randstad Financial & Professional acts as an employment agency for permanent recruitment & an employment business for temporary recruitment as defined by the Conduct of Employment Agencies & Employment Business Regulations 2003