Pricing Analyst - Mortgages - Retail Banking - Halifax

PRICING ANALYST - MORTGAGES - RETAIL BANKING - HALIFAX - £400-420PD

My client has a requirement for a pricing analyst to join their team in a large change programme in Halifax. Ideally the candidate will have experience of pricing within mortgages, but second to this, general pricing within financial services.

ACCOUNTABILITIES

- Ability to communicate effectively, both verbally and in writing, at all levels and across different audiences
- Ability to establish priorities and work independently, using own initiative to deliver challenging targets within a team environment
- Capability to understand our industry and business, and help to pinpoint commercial questions about our business, products and customers
- Ability to support the translation of business questions into data analysis requirements, to support operation
- Proactive pricing of mortgage products to achieve daily, weekly and monthly targets.
- Deliver a segmented approach to pricing ensuring that NII and NPV are delivered according to targets.
- Apply a highly analytical approach to decision making to ensure business cases support the Group's wider objectives.
- Develop and execute strategies to maximise income performance whilst balancing customer needs.
- Deliver targets within the Group's risk appetite both in terms of business mix and quality of book.
- Support the identification of business environment changes (eg economic, regulatory and market), assess its impact on current approach, define strategic alternatives, changes to the customer & business model, high-level implementation plans and expected financial impacts.
- Assist in creating clear & compelling proposals and presentations for Commercial Executive Team on acquisition strategy.
- Build a deep and insightful understanding of customer behaviour to support our strategic development.
- Drive customer advocacy in every decision the business takes.

KEY CAPABILITIES/KNOWLEDGE

- Experience of working in an analytical role
- Strong communication and presentation skills

Experience working in the financial services industry or service sector - possibly including having an understanding of mortgage products and policies - Experience of liaising with channels and stakeholders

IF THIS IS OF INTEREST, PLEASE SUBMIT YOUR CV FOR CONSIDERATION.

Izzy Brooman