Credit Risk & Loans Analyst

I AM URGENTLY LOOKING FOR A FOR A CREDIT & LOANS ANALYST TO JOIN THE BANKS CREDIT RISK MANAGEMENT TEAM ON A CONTRACT BASIS.

Credit Risk Management (CRM) evaluates credit risk transactions and approves, rejects, or modifies them considering the availability and appropriateness of arrangements for reducing risk or risk mitigation.

PRIMARY RESPONSIBILITIES
-To analyse counterparties, identify and quantify risk drivers in transaction structures, prepare credit memos, make recommendations and manage counterparty exposure.
-Analyse and prepare credit memos for corporates with the aim to recommend accurate credit risk ratings and approve exposures
-Analyse credit risks in loans and derivative trades for transaction approval and counterparty portfolio assessment
-Analyse economic and market events and their impact on the portfolio of counterparties managed
-Liaise with clients, internal business units on credit approvals, credit requirements and relationship matters
-Follow up on transaction execution. Ensure loans/trades are properly booked/recorded/monitored, credit terms are incorporated in termsheets/confirmations and underlying documentation properly developed
-Manage counterparty limits and credit facilities exposures
-Follow up on timely receipt of financial information from all clients and prepare credit memos according to firm policy requirements
-Ensure risk reporting systems contain timely and accurate information

SKILLS REQUIRED:
-Proven experience in credit analysis
-Familiar with financial markets, financing and risk mitigating structures
-Product knowledge eg leveraged loans, swaps, FX, equities
-Familiarity with legal documentation and risk issues, including LMA loan documentations, ISDAs, CSAs, netting, and credit mitigating features
-Extensive working knowledge of computer applications, particularly Excel, PowerPoint and Word
-Fluency in English plus one European language would be an advantage
-Strong analytical skills