Corporate Credit Risk Analyst (International Remit)

Purpose of the job:

To conduct credit analysis of a variety of institutions and make proposals regarding counterparty ratings and limit structures to senior management of the Bank. To formulate, in conjunction with the line manager, credit strategy and policy.

Principal accountabilities:

Credit analysis and internal rating system

· Conducts detailed analysis of the credit quality of the bank's counterparties with a specific focus on the corporate sector (any specialism will be considered). Formulates written proposals and recommendations for counterparty ratings and limit structures for approval by senior management of the Bank. Contributes to the maintenance and adaptation of the Bank's internal rating methodology.

Counterparty business relationships

· Organises and participates in regular meetings with the Bank's counterparties and maintains contact with these institutions in order to discuss their credit profiles and business strategies.

Credit risk management

· Contributes to the development of the general framework for credit analysis, including infrastructure and credit processes, to ensure effective and efficient credit risk management by the Bank.

Compliance and control

· Monitors compliance with credit rules and limits related to banking activities. Investigates dealing errors and authorises breaches of credit limits within authority delegated by the line manager. Ensures that appropriate legal documentation is in place to support dealing activity.

Contact with research houses and rating agencies; conferences and seminars

· Establishes and maintains contact with rating agency analysts and with banking / risk management research houses. Represents the bank at international conferences on risk and banking topics.

Risk reporting

· Contributes to the production and development of daily credit risk reports for Risk Control and the Banking Department, as well as periodic reporting to Banking management, senior management and the Board.

Product development

· Contributes to the development of new Banking Department products and corresponding policy proposals to senior management. Adapts credit policies in area of responsibility accordingly.

Risk Control IT systems

· Contributes to the specification and testing of IT solutions for the measurement of credit risk. Investigates exceptions to system processes and liaises with other units to help resolve these issues. Ensures quality and integrity of system-held data.

Special projects

· Participates in departmental and/or Bank-wide projects if and when required.

Qualifications and experience required:

· University degree, preferably at Masters level in finance, business or economics

· Minimum two to five years' relevant working experience as a credit analyst in a major financial institution and/or rating agency

· CFA or equivalent qualification desirable

Skills required:

· Good understanding of issues relating to financial risk measurement, management and control

· Excellent written and oral English, with another major world language desirable

· Good interpersonal and communication skills

To find out more about Huxley Associates please visit www.huxley.com