Commercial Manager - Credit Cards

I am looking for an experienced Commerical Manager - Credit Cards for a contract opportunity for a retail bank in Edinburgh. This is an urgent position and the client is looking to get someone in ASAP. The daily rate for the role is £450 per day. Principal accountabilities

- Deliver significant sales/retention and income targets
- Design credit card products that meet needs of the clients customer base
- Financial profitability analysis of alternative product options and product performance
- Co-ordinate with IT/change & Marketing functions to ensure smooth delivery & high quality customer experience
- Develop strategies and channels for boosting new sales, or improving activation and retention rates
- Work closely with Marketing team and other stakeholders to develop new and existing sales channels and/or marketing campaigns at an acceptable or improved cost
- Ensure performance measures are being monitored effectively with clear & regular MI
- Optimise product pricing to enhance interest income, NPV and profit pool
- Influence stakeholder network (including Finance and Risk functions) to ensure proposition profitability is well understood and endorsed
- Prepare high quality papers and gain approval for proposed strategies and product changes from the Products & Pricing Committee
- Deputise for Head of Cards where necessary

Skills, knowledge and experience

- A minimum of five years experience in a commercial or product development role within credit cards
- Delivery focused, results driven individual
- Strong understanding of the value of research and understanding customer needs and expectations
- The ability to operate and influence at senior levels (including internal and external forums) is essential
- In depth knowledge of credit card market and profitability drivers
- Experience of launching new products into market and/or development of a broad range of account management strategies
- Excellent organisational/project management skills
- Excellent analytical skills & ability to think laterally and strategically
- Good people skills/team player - at all levels
- Excellent communication skills - written and oral
- Degree educated, preferably in a numerical discipline

If you are interested in the role please send your CV or call